What is death by accident?

Whether a death due to malaria occasioned by a mosquito bite in Mozambique, constituted a death due to accident?

The word ‘accident’ is defined as (i) as accident, an unforeseen injuries occurrence, something that does not come in the usual course of event or that cannot be reasonably anticipated, (ii) an unforeseen and injurious occurrence due to mistake, negligence, neglect or misconduct; an unanticipated and untoward event that cause(s) harm.

In a policy of insurance which covers death due to accident, the peril insured against is an accident: an untoward happening or occurrence which is unforeseen and unexpected in the normal course of human events. The death of the insured in the present case was caused by encephalitis malaria. The claim under the policy is founded on the hypothesis that there is an element of uncertainty about whether or when a person would be the victim of a mosquito bite which is a carrier of a vector- borne disease.

Continue reading “What is death by accident?”

Homeopathy: Origin and Scope of Practice.

Practice of Allopathy by Homeopathic Doctor
if amounts to medical negligence: 

“Similia Similibus Curantur” (Like Cures Like) is the basis of a system of therapeutics known popularly as Homeopathy.

Homeopathy is based on the premise that most effective way to treat disease is to use drugs or other agents that produce the symptoms of the disease in healthy persons.

This theory had its origin in or about 460 B.C. when the Greek physician, Hippocrates, noted the similarity between the effect of some drugs and the symptoms of the diseases they seemed to relieve. It was, however, in the late 18th Century that this theory was tested and popularised by German Physician, Christian Friedrich Samuel Hahnemann as a new form of therapeutic treatment after six years test study of scores of drugs on himself and others. Continue reading “Homeopathy: Origin and Scope of Practice.”